| Deal Name : Impac Secured Assets Corp. 2006-3 | |
| Name | Total/Aggregate |
| Pool Name | Aggregate |
| Mortgage Rates/Interest Rates | |
| Weighted Average Mortgage Rates (Interest Rates) | 7.456% |
| Weighted Average Mortgage Rates Range (Low) | 4.625% |
| Weighted Average Mortgage Rates Range (High) | 16.000% |
| Weighted Average Next Adjustment Date | 57 Months |
| % of Loans with Prepayment Charges | 58.690% |
| Margin | |
| Weighted Average Margin (applies to ARM loans only) | 3.110% |
| Principal Balances (at Cut-off Date) | |
| Number of Loans | 7179 |
| Aggregate Mortgage Principal Balance | 1,993,954,670.00 |
| Average Mortgage Loan Principal Balance | 277,748.00 |
| Lowest Mortgage Loan Principal Balance | 19,987.00 |
| Highest Mortgage Loan Principal Balance | 1,980,000.00 |
| Original Principal Balances (at Origination Date) | |
| Average Original Principal Balance | 278,104.00 |
| Property Type | |
| Single Family Residence | |
| Principal Balance | 1,156,183,092.00 |
| Percent | 57.980% |
| Condo | |
| Principal Balance | 195,968,018.00 |
| Percent | 9.830% |
| 2-4 Family | |
| Principal Balance | 10,470,045.00 |
| Percent | 0.530% |
| PUD (Planned Unit Development | |
| Principal Balance | 194,644,766.00 |
| Percent | 9.760% |
| Diminimus Planned Unit Development | |
| Principal Balance | 173,668,470.00 |
| Percent | 8.710% |
| 2- Family | |
| Principal Balance | 103,300,842.00 |
| Percent | 5.180% |
| 3- Family | |
| Principal Balance | 56,368,765.00 |
| Percent | 2.830% |
| Hi-Rise | |
| Principal Balance | 44,868,097.00 |
| Percent | 2.250% |
| 4 - Family | |
| Principal Balance | 42,268,570.00 |
| Percent | 2.120% |
| Townhouse | |
| Principal Balance | 14,185,600.00 |
| Percent | 0.710% |
| Condotel | |
| Principal Balance | 2,028,407.00 |
| Percent | 0.100% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Loan Purpose | |
| Purchase | |
| Principal Balance | 1,224,046,654.00 |
| Percent | 61.390% |
| RCO | |
| Principal Balance | 568,760,925.00 |
| Percent | 28.520% |
| RNC | |
| Principal Balance | 201,147,091.00 |
| Percent | 10.090% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Occupancy Status | |
| Primary | |
| Principal Balance | 1,526,656,319.00 |
| Percent | 76.560% |
| Secondary | |
| Principal Balance | 87,583,166.00 |
| Percent | 4.390% |
| Investor | |
| Principal Balance | 379,715,815.00 |
| Percent | 19.040% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Loan-To-Value | |
| Weighted Average Loan-to-Value | 75.900% |
| Loan-to-Value Range (Low) | 11.250% |
| Loan-to-Value Range (High) | 100.000% |
| FICO | |
| Weighted Average FICO (credit score) | 698 |
| Debt-To-Income | |
| Weighted Average Debt-to-Income | 38.84% |
| WARM | |
| Weighted Average Remaining Term to Maturity (months) | 351.00 |
| Geographic Distribution | |
| Alabama (AL) | |
| Principal Balance | 5,534,039.00 |
| Percent | 0.280% |
| Alaska (AK) | |
| Principal Balance | 276,000.00 |
| Percent | 0.100% |
| Arizona (AZ) | |
| Principal Balance | 68,723,690.00 |
| Percent | 3.450% |
| Arkansas (AR) | |
| Principal Balance | 862,810.00 |
| Percent | 0.040% |
| California (CA) | |
| Principal Balance | 987,315,243.00 |
| Percent | 49.520% |
| Colorado (CO) | |
| Principal Balance | 23,080,611.00 |
| Percent | 1.160% |
| Connecticut (CT) | |
| Principal Balance | 18,535,586.00 |
| Percent | 0.930% |
| Delaware (DE) | |
| Principal Balance | 673,210.00 |
| Percent | 0.030% |
| District of Columbia (DC) | |
| Principal Balance | 6,735,069.00 |
| Percent | 0.340% |
| Florida (FL) | |
| Principal Balance | 274,865,100.00 |
| Percent | 13.780% |
| Georgia (GA) | |
| Principal Balance | 21,717,407.00 |
| Percent | 1.090% |
| Hawaii (HI) | |
| Principal Balance | 15,224,127.00 |
| Percent | 0.760% |
| Idaho (ID) | |
| Principal Balance | 3,524,155.00 |
| Percent | 0.180% |
| Illinois (IL) | |
| Principal Balance | 47,413,346.00 |
| Percent | 2.380% |
| Indiana (IN) | |
| Principal Balance | 3,545,190.00 |
| Percent | 0.180% |
| Kansas (KS) | |
| Principal Balance | 209,763.00 |
| Percent | 0.010% |
| Kentucky (KY) | |
| Principal Balance | 1,014,162.00 |
| Percent | 0.050% |
| Louisiana (LA) | |
| Principal Balance | 588,633.00 |
| Percent | 0.030% |
| Maine (ME) | |
| Principal Balance | 1,477,680.00 |
| Percent | 0.070% |
| Maryland (MD) | |
| Principal Balance | 68,386,667.00 |
| Percent | 3.430% |
| Massachusetts (MA) | |
| Principal Balance | 20,155,325.00 |
| Percent | 1.010% |
| Michigan (MI) | |
| Principal Balance | 5,489,627.00 |
| Percent | 0.280% |
| Minnesota (MN) | |
| Principal Balance | 12,240,694.00 |
| Percent | 0.610% |
| Mississippi (MS) | |
| Principal Balance | 945,254.00 |
| Percent | 0.050% |
| Missouri (MO) | |
| Principal Balance | 3,039,617.00 |
| Percent | 0.150% |
| Nevada (NV) | |
| Principal Balance | 62,204,945.00 |
| Percent | 3.120% |
| New Hampshire (NH) | |
| Principal Balance | 2,735,112.00 |
| Percent | 0.140% |
| New Jersey (NJ) | |
| Principal Balance | 57,358,909.00 |
| Percent | 2.880% |
| New Mexico (NM) | |
| Principal Balance | 2,499,226.00 |
| Percent | 0.130% |
| New York (NY) | |
| Principal Balance | 100,132,534.00 |
| Percent | 5.020% |
| North Carolina (NC) | |
| Principal Balance | 7,527,365.00 |
| Percent | 0.380% |
| Ohio (OH) | |
| Principal Balance | 3,561,966.00 |
| Percent | 0.180% |
| Oklahoma (OK) | |
| Principal Balance | 1,055,787.00 |
| Percent | 0.050% |
| Oregon (OR) | |
| Principal Balance | 12,893,388.00 |
| Percent | 0.650% |
| Pennsylvania (PA) | |
| Principal Balance | 9,693,749.00 |
| Percent | 0.490% |
| Rhode Island (RI) | |
| Principal Balance | 3,217,522.00 |
| Percent | 0.160% |
| South Carolina (SC) | |
| Principal Balance | 4,430,290.00 |
| Percent | 0.220% |
| South Dakota (SD) | |
| Principal Balance | 100,000.00 |
| Percent | 0.010% |
| Tennessee (TN) | |
| Principal Balance | 1,485,795.00 |
| Percent | 0.070% |
| Texas (TX) | |
| Principal Balance | 13,650,455.00 |
| Percent | 0.680% |
| Utah (UT) | |
| Principal Balance | 6,044,621.00 |
| Percent | 0.300% |
| Vermont (VT) | |
| Principal Balance | 605,637.00 |
| Percent | 0.030% |
| Virginia (VA) | |
| Principal Balance | 78,027,893.00 |
| Percent | 3.910% |
| Washington (WA) | |
| Principal Balance | 33,549,079.00 |
| Percent | 1.680% |
| West Virginia (WV) | |
| Principal Balance | 302,800.00 |
| Percent | 0.020% |
| Wisconsin (WI) | |
| Principal Balance | 1,304,596.00 |
| Percent | 0.070% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Documentation Type | |
| Limited (Stated) Documentation | |
| Principal Balance | 1,335,172,945.00 |
| Percent | 66.960% |
| Verified Assets | |
| Principal Balance | 239,752,129.00 |
| Percent | 12.020% |
| Full Documentation | |
| Principal Balance | 193,181,283.00 |
| Percent | 9.690% |
| Stated Income/Stated Assets Documentation | |
| Principal Balance | 102,352,845.00 |
| Percent | 5.130% |
| No Documentation | |
| Principal Balance | 76,093,434.00 |
| Percent | 3.820% |
| Non Verified Assets | |
| Principal Balance | 39,829,974.00 |
| Percent | 2.000% |
| Full Income/Stated Assets Documentation | |
| Principal Balance | 2,686,613.00 |
| Percent | 0.130% |
| No Verified Assets | |
| Principal Balance | 2,365,410.00 |
| Percent | 0.120% |
| Alternative Documentation | |
| Principal Balance | 1,579,755.00 |
| Percent | 0.080% |
| No Income/No Asset Documentation | |
| Principal Balance | 940,283.00 |
| Percent | 0.050% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Risk Category | |
| A+ | |
| Principal Balance | 1,010,947,331.00 |
| Percent | 50.70% |
| A | |
| Principal Balance | 708,687,491.00 |
| Percent | 35.54% |
| Progressive Express I | |
| Principal Balance | 174,223,482.00 |
| Percent | 8.74% |
| Progressive Express II | |
| Principal Balance | 76,092,057.00 |
| Percent | 3.82% |
| A- | |
| Principal Balance | 17,794,103.00 |
| Percent | 0.890% |
| Progressive Express III | |
| Principal Balance | 3,774,599.00 |
| Percent | 0.190% |
| Progressive Express VI | |
| Principal Balance | 1,111,995.00 |
| Percent | 0.060% |
| Progressive Express IV | |
| Principal Balance | 737,618.00 |
| Percent | 0.040% |
| CX | |
| Principal Balance | 383,072.00 |
| Percent | 0.020% |
| Progressive Express V | |
| Principal Balance | 202,923.00 |
| Percent | 0.010% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Product Type | |
| 15Yr Fixed | |
| Principal Balance | 10,394,818.00 |
| Percent | 0.520% |
| 20Yr Fixed | |
| Principal Balance | 386,671.00 |
| Percent | 0.020% |
| 30Yr Fixed | |
| Principal Balance | 142,610,447.00 |
| Percent | 7.150% |
| 40/30 Fixed Balloon | |
| Principal Balance | 10,667,619.00 |
| Percent | 0.540% |
| 30/15 Fixed Balloon | |
| Principal Balance | 62,425,944.00 |
| Percent | 3.130% |
| 30/15 Fixed Balloon - IO | |
| Principal Balance | 2,326,489.00 |
| Percent | 0.120% |
| 15Yr Fixed - IO | |
| Principal Balance | 1320150 |
| Percent | 0.070% |
| 30Yr Fixed - IO | |
| Principal Balance | 146,240,622.00 |
| Percent | 7.330% |
| 30Y LIB1M | |
| Principal Balance | 272,775.00 |
| Percent | 0.010% |
| 30Y LIB1M - IO | |
| Principal Balance | 1,583,670.00 |
| Percent | 0.080% |
| 30Y LIB6M | |
| Principal Balance | 829,683.00 |
| Percent | 0.040% |
| 30Y LIB6M - IO | |
| Principal Balance | 7,361,548.00 |
| Percent | 0.370% |
| 30Y LIB12M | |
| Principal Balance | 352,992.00 |
| Percent | 0.020% |
| 30Y LIB12M - IO | |
| Principal Balance | 6,844,177.00 |
| Percent | 0.340% |
| 2/28 LIB6M | |
| Principal Balance | 11,166,935.00 |
| Percent | 0.560% |
| 2/28 LIB6M 40/30 Balloon | |
| Principal Balance | 602,413.00 |
| Percent | 0.030% |
| 2/28 LIB6M - IO | |
| Principal Balance | 38,208,443.00 |
| Percent | 1.920% |
| 3/27 LIB6M | |
| Principal Balance | 7,892,731.00 |
| Percent | 0.400% |
| 3/27 LIB6M 40/30 Balloon | |
| Principal Balance | 5,462,219.00 |
| Percent | 0.270% |
| 3/27 LIB6M - IO | |
| Principal Balance | 104,197,737.00 |
| Percent | 5.230% |
| Total | |
| Principal Balance | 1,993,954,670.00 |
| Percent | 100.000% |
| Servicer | |
| Countrywide Home Loans Servicing LP | |
| Originator | |
| Impac Funding Corporation | |
| Maximum Mortgage Rate | |
| Weighted Average Maximum Mortgage Rate | 12.93% |